It might surprise you to learn just how much of the average American’s wealth is tied to home equity—and the numbers speak volumes:
68.6% of homeowners have either paid off their mortgage or hold over 50% equity in their homes.
Here’s the breakdown:
39.3% of homeowners own their homes outright.
29.3% of mortgaged homeowners have over 50% equity.
Only 31.4% hold less than 50% equity.
With equity this strong, many are asking an important question: “How can I make the most of it in 2025?”
Whether you're thinking about moving up, downsizing, or simply creating more financial flexibility, your home equity could be a powerful tool in your plan.
Not sure where to start? We’re here to help with a complimentary home equity evaluation and a personalized conversation about your next steps. Let’s map out your 2025 strategy together.
Feel free to reach out anytime!
